Wednesday, June 1, 2016

Auto Accident Boston Workers Comp vs. Auto Accident Boston Personal Injury

If you were in an accident while working, your accident could qualify you for workers’ compensation benefits. Typically, this applies to taxi drivers, delivery drivers, etc. The process for a workers’ compensation claim vs a personal injury claim can be quite different. Speaking with an experienced Boston Injury Lawyer who handles both types of cases can be very helpful in understanding the differences and similarities if you were in an accident.


Workers Comp Auto Accident

You must have been driving for work-related reasons to be eligible for workers’ compensation. However, going to and from work doesn’t qualify. A Boston injury lawyer can help you determine if your driving activity qualifies you for workers’ comp benefits. Other helpful tips:

-You can collect workers’ compensation benefits and damages from third parties for injuries sustained in your accident. This means you can file both a workers’ comp claim AND a personal injury claim at the same time.
-You don’t have to prove that the accident was someone else’s fault for workers’ compensation benefits
-Benefits are paid weekly for a period of time based on your injuries
-Workers’ comp generally pays all your medical expenses, where personal injury protection (PIP) does not cover any medical expenses.
-Workers compensation does NOT cover pain and suffering

Auto Accident Personal Injury

If you were injured in a car accident because of someone else’s actions, then you might be able to get compensation through a personal injury lawsuit. Boston injury lawyers are your best resource for determining whether or not you have a case, and how valuable that case might be. Here are some helpful tips:

-Boston personal injury claims are not paid weekly like workers compensation benefits, instead generally in lump sum payment
- Need to show that the other drive was at fault to get compensation
- PIP typically pays only up to the first $2,000 in medical bills and health insurance could cover additional payments. If you do not have health insurance, PIP could pay up to $8,000.
- You can recover damages not available in workers’ compensation claims, like pain and suffering, loss of enjoyment of life, etc.

Contact a Boston Injury Lawyer Today

If you were in an accident, it is important to call an attorney right away. There are deadlines that start immediately after you’ve been hurt and important evidence that needs to be preserved. If you were in a work-related accident, an experienced Boston injury lawyer can navigate through the complexities of both claims and help you throughout the process. Please consider calling the Boston Injury Lawyers at Powers & Caccavale who have over 30 years of experience helping people throughout Massachusetts. Toll free 844-311-7900 or send them an email today.